Personal Accident Insurance
What are the coverages (benefits) of Personal Accident insurance?
- Accidental Death
- Accidental Injury
- Weekly hospitalization benefit (due to accident)
- Weekly loss of income (due to accident)
Is medical examination required to buy Personal Accident Insurance?
No.
What is the premium payment mode in PA insurance?
Premium payment mode is single premium (one-time) payment.
When I’m sick and hospitalized can I claim from PA insurance?
Hospitalization benefit due to sickness is not covered under PA Insurance. However, a minimum of 7 days hospitalization or need to stay at home due to accident will be eligible for loss of income benefit.